Investment

₹1 crore invested near the October 1998 market bottom would have grown to ₹29.76 crore in the Nifty by September 2026, versus ₹8.62 crore in an FD earning 8% annually.

Updated : Oct 13, 2026

Nifty vs FD: What ₹1 crore invested at past market bottoms would be worth today

Historical market recoveries show how investment horizons and compounding can shape wealth creation, with a ₹1 crore investment in the Nifty potentially outpacing an FD over the long term. Anand Rathi Wealth’s Rishabh Zaveri highlights how prolonged equity underperformance can push investors towards fixed deposits.

Updated : Oct 12, 2026

Beyond the Bachchan legacy: Navya Nanda steps into startup investing with her Naveli Ventures

While Navya Naveli Nanda comes from the influential Nanda family — whose business interests have been reported to be worth around ₹31,000 crore — her latest venture signals a push to build an identity beyond that legacy.

The IBJA Bullion Daily Market Report noted that gold had recovered from a two-month low but remained on track for a third consecutive weekly decline.

Updated : Oct 9, 2026

Gold corrects 24.6% from record high: Why Mirae Asset sees an investment opportunity below $4,200

Gold has corrected 24.6% from its 2026 peak as rising US Treasury yields and rate-hike expectations weigh on prices. Mirae Asset Mutual Fund sees an opportunity below $4,200 an ounce, citing central bank buying and geopolitical uncertainty.

Kamath's views on borrowing also reflect the approach behind Zerodha, which he co-founded with his brother Nikhil Kamath in 2010.

Updated : Oct 8, 2026

Starting at birth: 28-day-old baby becomes Zerodha's youngest client

A minor account allows investments to be held in a child’s name, while a parent or legal guardian manages the account until the child reaches adulthood.

For FD investors, a rate hike is generally positive, but the benefit does not apply retrospectively.

Updated : Oct 7, 2026

RBI hikes repo rate: Your FD could pay more, but bonds may take a hit. What investors should know

The RBI’s 25-basis-point repo rate hike to 5.50% could bring better rates for fresh fixed deposits, while putting existing bonds and long-duration debt funds under pressure. For investors, the key question is whether to lock in current rates or stagger investments in anticipation of further rate moves.

Under the Shyamala Gopinath Committee framework, small savings rates are generally linked to government securities of comparable maturity, along with a prescribed spread.

Updated : Sep 30, 2026

Small savings rates today: PPF, NSC, SCSS, KVP, POMIS -- which schemes are most mispriced against G-sec yields?

The Finance Ministry is set to announce small savings interest rates for October-December 2026 today, September 30, amid a prolonged rate freeze. G-sec yields show wide gaps between formula-implied and actual rates across schemes, with NSC among the most notable.

JioSilver allows users to digitally buy and sell 99.9% pure silver, with transactions ranging from ₹10 to ₹1 lakh.

Updated : Sep 30, 2026

After digital gold, JioFinance expands precious metals offering with JioSilver: What investors get

JioFinance has launched JioSilver, expanding its precious-metals offering beyond digital gold with 99.9% pure, physical-backed digital silver starting at ₹10. The platform also offers weekly and monthly Silver SIPs, live market-linked transactions and the option to convert digital holdings into certified physical silver coins.

If the ₹5 lakh FD is broken after a year, the investor may get a lower rate plus a premature-withdrawal penalty.

Updated : Sep 27, 2026

Special FD vs regular FD: The extra interest may not be worth the lock-in

Special-tenure FDs offer a higher headline rate than regular deposits, but the actual benefit may be limited once taxes and premature withdrawal costs are considered, a Value Research analysis shows.

Across all six banks, senior citizens receive a higher interest rate than general depositors on the 555-day tenure.

Updated : Sep 21, 2026

555-day FD rates: City Union Bank tops at 7.25%; check rates from 5 other banks

Some banks' 555-day fixed deposits offer interest rates of up to 7.25% for general citizens and 7.50% for senior citizens, based on rates as of September 16, 2026. City Union Bank offers the highest rate among the six banks compared, followed by Karnataka Bank at 7% for general depositors.

While Bank of Baroda has the highest advertised rate among these four schemes at 7.25%, SBI offers a substantially longer investment period.

Updated : Sep 19, 2026

7%+ FD Rates: SBI vs BoB vs PNB vs Canara Bank — How much will senior citizens earn on ₹5 lakh, ₹10 lakh, ₹15 lakh and ₹20 lakh?

Senior citizens looking for safe and predictable returns can consider special fixed deposit schemes offering interest rates of 7% and above. SBI, Bank of Baroda, PNB and Canara Bank offer different rates and tenures, with returns varying across investments of ₹5 lakh, ₹10 lakh, ₹15 lakh and ₹20 lakh.

Suryoday Small Finance Bank has the highest peak rate among the seven banks at 8.25%, while Utkarsh Small Finance Bank offers up to 8.10%.

Updated : Sep 18, 2026

FD rates before RBI MPC meet: These small finance banks offer 8%+ interest on fixed deposits

With the RBI’s monetary policy decision in focus, investors are weighing prevailing fixed deposit rates before locking in their money. Several small finance banks are offering interest rates of 8% or more on select FD tenures, with Suryoday Small Finance Bank offering the highest rate of 8.25%.

At ₹3,840 per gram, ₹1 lakh would have bought approximately 26.04 grams of SGBs.

Updated : Sep 17, 2026

SGB 2019-20 Series IV: ₹1 lakh invested at issue becomes ₹3.95 lakh in 7 years, but tax can't be ignored

The SGB 2019-20 Series IV was issued on September 17, 2019 at ₹3,890 per gram. Investors who applied online and paid digitally received a ₹50 discount, bringing the effective issue price down to ₹3,840 per gram.

MF investors, who have authorised automatic monthly transfers for their SIPs, can continue with their recurring investments without an MDR being imposed on the AutoPay transaction.

Updated : Sep 15, 2026

UPI MDR from October 15: What happens to auto-debit payments for mutual funds, insurance and OTT subscriptions?

For mutual fund investors, the distinction between a recurring UPI mandate and a regular UPI payment is important. A mutual fund SIP or other recurring investment set up through UPI Mandate or AutoPay will not attract the prescribed MDR transaction charge, NPCI clarified in its FAQs.

The higher FD rates offered by small finance banks can make them attractive to yield-seeking depositors, but investors should not compare rates in isolation.

Updated : Sep 16, 2026

FD rate war: Small finance banks widen gap with SBI, HDFC Bank and ICICI Bank

According to FD rate data as of September 9, 2026, Suryoday Small Finance Bank offers a maximum regular FD rate of 8.25%, while Unity Small Finance Bank offers up to 8% for regular depositors.

Updated : Sep 14, 2026

PSU bank FD rates remain below 7%: SBI, PNB, BoB, Bank of India compared; what's the best you can get

Public-sector banks continue to offer FD rates below the returns available from several private and small finance banks, with the best regular-customer rate among major PSU lenders at 6.75%. For investors prioritising stability, here’s how SBI, PNB, Bank of Baroda and Bank of India compare, and what you can earn on deposits of up to ₹5 lakh.

Both Wills and gifts are effective tools for succession and passing on a legacy.

Updated : Sep 7, 2026

Gift vs Will: What is better for passing assets to children during your lifetime?

Planning to pass property and investments to your children? Choosing between a lifetime gift and a Will can have important implications for ownership, access, taxes and stamp duty. The right option also depends on whether the children live in India or abroad, and whether asset protection and long-term control are priorities.

Among the corporate FDs in the comparison, Muthoot Capital Services offers the highest rate, at 8.95% for a three-year tenure. Its five-year FD offers 8.50%, while the one-year rate stands at 7.90%.

Updated : Sep 6, 2026

Corporate FDs: Muthoot offers 8.95%, Shriram 7.5%; what investors should know before investing

Corporate fixed deposits are offering interest rates of up to 8.95%, but higher returns can come with greater issuer-specific credit risk. Here’s how Muthoot Capital’s 8.95% rate compares with Shriram Finance and other corporate FD options.

A property bought for investment can concentrate wealth in one location and leave the investor with significant transaction and maintenance costs.

Updated : Sep 6, 2026

Invest in a home, or put ₹50 lakh in mutual funds? The answer depends on one key factor

Experts caution against treating an investment property and a self-occupied home as the same financial decision, with liquidity, diversification and long-term commitments playing a key role.

The report noted while silver's market return was 98% over the one-year period, the money-weighted return for the average investor was just 18%.

Updated : Sep 5, 2026

Silver surged 98%, but investors made just 18%: How FOMO turned a rally into a trap

Silver surged 98% in a year, but investors in silver ETFs captured just 18%, as a rush of money came in after prices had already climbed sharply. DSP’s September 2026 Netra report highlights how FOMO and poor entry timing can leave investors with far lower returns — and even losses — despite a powerful rally.

Despite the high stock count overlap, a deeper analysis of the underlying portfolio structure highlights key strategic differences between the two funds.

Updated : Aug 31, 2026

Overlapping 39 stocks: How Rajeev Thakkar’s two PPFAS equity schemes stand apart

The overlap in stock selections stems from a unified, value-oriented investment process driven by Rajeev Thakkar and his research team. However, individual stock weightages differ significantly between the two schemes.

Following the allotment, the fund will reopen for continuous sale and repurchase within five business days.